The in-house bank for agri companies

Emata partners with exporters, processors and cooperatives to offer digital financial services to smallholder farmers.

Africa can – and must – help cover our world's growing food needs. That growth starts with you.

Despite being a cornerstone of African economies, agriculture only attracts a fraction of the lending. We are changing that by helping agri companies offer financial services to their farmers.

STEP 1
Go digital (for free)!

We offer our Emata MIS for free to agri companies to simplify administrative tasks and transform risky bulk cash transfers into safe digital payments.

STEP 2
AI-powered  credit limits

We use the data collected through the MIS, combined with weather and satellite data, to create AI-powered credit limits for each individual farmer.

STEP 3
Affordable,
digital loans

Farmers receive affordable, digital loans, requested through a user-friendly WhatsApp bot and paid out in mobile money, or through buying inputs on credit

STEP 4
Comprehensive safety net

Are you in a high-risk area or crop? We offer tailored, affordable insurance embedded in our loan product to your farmers.

Learn more
partner with us

Do you want to double your volumes, stop side-selling and reward loyal farmers?

Elevate your operations with Emata: Let's grow together and put your farmers first.
Boost farmer productivity
Instant loans – always on time for the season
All digital, cut the paperwork
Latest update

World's ‘Best new start-up’ - Emata - completes $2.4 million seed fund raise

🎉 We've just marked a pivotal moment at Emata - a successful $2.4 million seed fundraise championed by visionary, impact-driven investors who see the transformative power of loans – not just in East Africa, but globally.

Read more here!

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We work with:

We are very grateful to have such experienced organisations supporting our work.

About

Created in Kampala, Uganda

You can visit our offices in Kampala and Mbarara, or meet our agents at cooperatives and aggregators across the country.

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