We are Emata

Africa can – and must – help cover our world's growing food needs.

We invest in farmers and dare them to dream big.

Emata is a Ugandan fintech (and licensed MFI) working in agriculture. We partner with agri companies to give smallholder farmers affordable, AI-powered digital loans.

We leverage data science and partner with agri companies to enhance agricultural productivity and ensure financial inclusion.

Emata is currently working with over 60 agri companies across Uganda, in dairy, coffee, cocoa, oilseeds, potatoes, and horticulture.

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Our story

2020
We started Emata out of our frustration that African banks were not using new tech and big data to finance farmers.

Farmers account for 20-30% of African economies but only receive a fraction of loans.

In March 2020, we set out to solve agricultural financing! In December, we received our Microfinance License in Uganda.
2021
We started lending to (dairy) farmers in February 2021!

In May, we won Catapult Inclusion Africa.
2022
We expanded from dairy into maize, oilseeds & coffee.

We also joined the Norrsken Impact Accelerator in Stockholm, Sweden.
2023
We raised a $2.4 million seed round backed by African Renaissance Partners, Norrsken VC, DRK Foundation, Zephyr Acorn, Marcus Boström & the Dutch Embassy.

We were also named "Best Newcomer" in the world at the Global Startup Awards!
What's next?
We are scaling up in dairy, coffee, maize & oilseeds, and exploring new value chains.

Do you want to partner with us? Reach out!

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